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Credits & Deductions
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Why diversity is driving innovation and better customer outcomes across the lending industry
2+ day, 12+ hour ago (22+ words) brokernews.com.au Keep up with the latest news and events...
Here's How Affirm's AI Upgrade Could Strengthen Credit Underwriting
2+ day, 16+ hour ago (179+ words) Some of AFRM's competitors in the digital lending and payments space are Upstart Holdings, Inc. UPST and PayPal Holdings, Inc. PYPL. Upstart Holdings uses proprietary AI models to automate credit decisions across personal loans, auto loans and other products. UPST's…...
Experian Enhances Credit Underwriting With Early Affordability Checks
3+ day, 14+ hour ago (346+ words) Experian has added a new feature to its Experian Marketplace that is designed to help lenders complete more verification and affordability checks earlier in the underwriting process for loans and credit cards, the company said in a Wednesday (Sept. 16) press…...
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can???t See
3+ day, 19+ hour ago (566+ words) Affirm’s new transformer-based underwriting model, now live at U.S. checkouts, learns from the order and timing of events in a consumer’s credit history rather than relying only on the summary measures a credit score captures. Built on 14 years of transaction-level…...
Brickk and TransUnion Link Rent Payments to UK Credit Profiles
4+ day, 23+ hour ago (528+ words) Brickk's partnership with TransUnion lets UK renters report monthly rent to a major credit reference agency, paired with a rewards marketplace. The post Brickk and TransUnion Link Rent Payments to UK Credit Profiles appeared first on The Fintech Times. Brickk,…...
Rafael Alter of Extend Financial on why technology — not just capital — is reshaping private lending
5+ day, 2+ hour ago (446+ words) This content was supplied by the advertiser. Lines of credit that are built on data. Rafael Alter, co-founder and president of Extend Financial, an Ontario-based non-bank mortgage lender, has spent the past several years building the opposite. What he wanted,…...
Identifi Named 2026 Credit Union Times Luminaries Finalist for AI Document Review - AOL
5+ day, 14+ hour ago (587+ words) Identifi, the leading independent provider of workflow automation and document management software for banks and credit unions, is a finalist for the 2026 Credit Union Times Luminaries Awards in the Product Innovation Organization – Advances in AI category. The recognition centers on…...
Credit scoring aims to protect Cypriot borrowers from bad debt, says executive
6+ day, 1+ hour ago (843+ words) Cyprus’ new credit scoring system reached two months of operation today, with 986 individuals and legal entities having accessed their data, according to Artemis Credit Bureau general manager Yiannis Tomasides. The Credit Score system began producing creditworthiness scores on July 15, 2026, as…...
The high-end card changes that are challenging banks
6+ day, 6+ hour ago (698+ words) The high-end credit card market is important for top-tier banks, but persistent challenges, including retention, cost pressures, and missed opportunities for engagement, can dampen profitability. High-end or luxury cards are tailored for high-income, high-spenders seeking exclusive perks and rewards. Benefits…...
Washington's Fingerprints Are Now All Over Your Credit Score
1+ week, 16+ hour ago (569+ words) The South Shore Press Washington's Fingerprints Are Now All Over Your Credit Score A federal housing regulator's tweets are doing more to reshape mortgage underwriting than years of industry lobbying There's a strange thing happening in the plumbing of the…...